Melanie Lockert

Melanie Lockert is a personal finance expert and author of "Dear Debt." She also founded a website of the same name.

Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Business Insider, Time, Huffington Post and more.

She is also the cofounder of the Lola Retreat, which helps bold women face their fears, own their dreams, and figure out a plan to be in control of their finances.

Latest

A label reading "Best Car Insurance Companies" sits on an illustrated piggy bank patterned with the US dollar on a green background.

Jul 21, 2026

Best Car Insurance: Top-Rated Car Insurance Companies of 2026

The best car insurance includes Amica and GEICO. Save money without sacrificing coverage by exploring our top picks and get insured today.

10 min read

Closeup of a woman holding a credit card with both hands while sitting in front of her laptop at home meant to represent credit card debt consolidation

May 2, 2025

How to consolidate credit card debt: Best credit card consolidation strategies

Credit card debt consolidation can streamline your finances and reduce monthly payments. Learn about the different strategies you can use to consolidate debt.

10 min read

Woman walks three dogs, all covered with multi-pet insurance

Apr 30, 2025

Best Multiple Pet Insurance: Bundled Policies for Multi-Pet Households

The best multi-pet insurance of 2025 come from Figo, Lemonade, Spot, and Pumpkin. Compare options for multi-pet insurance coverage in our guide.

10 min read

A label reading "Best Roadside Assistance Plans" sits on an illustrated piggy bank patterned with the US dollar on a green background.

Apr 30, 2025

Best Roadside Assistance Plans: Top-Rated Roadside Assistance Companies of 2025

Discover the best roadside assistance plans from car insurance providers in May 2025. Our top picks stand out in cost, coverage, and availability.

9 min read

A label reading "Best Car Insurance for Seniors" sits on an illustrated piggy bank patterned with the US dollar on a green background.

Apr 30, 2025

Best Car Insurance for Seniors: Top-Rated Senior Car Insurance of 2025

Car insurance for seniors can offer comprehensive protection. The best car insurance for seniors in 2025 includes GEICO and Nationwide.

10 min read

A stressed man sits in front of his laptop worrying about debt and wondering about debt consolidation.

Apr 23, 2025

Understanding debt consolidation

Discover how debt consolidation can streamline your finances. Learn about the process, benefits, and considerations for consolidating personal debt.

6 min read

Close up of a person using a calculator to calculate net income.

Mar 25, 2025

What is Net Income?

Learn what net income means for businesses and individuals, how it's calculated, and why it's a crucial financial metric.

10 min read

Feb 25, 2025

Nationwide Travel Insurance Review 2025

Nationwide offers travel insurance policies for single trips, multiple trips, and cruise vacations in 2025.

16 min read

Jan 28, 2025

Allianz Travel Insurance Review 2025

Our Allianz Travel Insurance review covers everything from benefits to customer service, helping you decide if it is the right choice for you in 2025.

18 min read

Jan 24, 2025

Travelex Travel Insurance Review 2025

Read our Travelex travel insurance review to see if it's right for your next trip, whether you're staying close to home or traveling abroad in 2025.

14 min read

Dec 11, 2024

How to invest in mutual funds

Learn the steps to investing in mutual funds. Discover how to choose funds, where to buy them, and build a diversified portfolio.

10 min read

Acronym ROI (Return on investment) on a futuristic Button with circuit board texture background

Dec 2, 2024

What is ROI (Return on Investment)?

Learn how to calculate ROI (Return on Investment) and use it to evaluate the profitability of your investments. Discover the ROI formula and practical examples.

10 min read

Nov 18, 2024

Goosehead Life Insurance Review 2025

Goosehead Insurance has licensed agents in all 50 states and Washington, DC. Review your life insurance options to help you find the right fit.

7 min read

Line graph with arrow, representing the market unknowingly guided by an invisible hand

Oct 30, 2024

What is the Invisible Hand? A Guide to Adam Smith's Economic Theory

Learn about the "invisible hand," a key economic concept introduced by Adam Smith, and its implications in free markets.

10 min read

Candlestick chart on iPhone with money signs and derivative and finance icons 2x1

Oct 28, 2024

What is a Derivative? Understanding Financial Derivatives

Learn what a derivative is, its types, uses in finance, and how they work. Discover why derivatives play a crucial role in risk management and investment strategies.

14 min read

Photo showing the midsection of a woman showing a stop gesture to a businessman giving her an envelope on an office desk.

Sep 23, 2024

Stop Limit Order: A Precision Tool for Traders

Learn how stop limit orders work, their benefits, and how to use them effectively to control risk in your trading strategy.

10 min read

Sep 7, 2024

4 investing lessons I got from a $19 book that are helping me save more than ever

The book "The Psychology of Money" by Morgan Housel is packed with truths about how your mindset affects the way you manage your money.

6 min read

Jul 25, 2024

Cheapest Homeowners Insurance for 2025

Cheap home insurance offers coverage at a reasonable price. The best options include Amica, State Farm, Allstate, and more. Insure your home today.

9 min read

Jul 18, 2024

Student Loan Consolidation: Simplify Repayment and Lower Payments

Learn about student loan consolidation, how it works, its benefits, and whether it's the right move for you.

4 min read

May 27, 2024

I've figured out the perfect system to have cash for everything I need — and want

I've found separating and naming my different accounts gives me peace of mind, and makes sure I have the money for both wants and needs.

5 min read