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Analysis

Quarterly Banking Profile

The Quarterly Banking Profile (QBP) provides an overview of the aggregate financial condition of FDIC-insured institutions. The report includes data on bank earnings, loan and deposit activity, asset quality, and more.

The QBP is published about 55 days after the end of the quarter—around late May, late August, late November, and late February. 

Second Quarter 2026

In second quarter 2026, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.37 percent and aggregate net income of $90.1 billion, an increase of $9.7 billion (12.0 percent) from the prior quarter. The banking industry continued to maintain strong capital and liquidity levels, which support lending and protect against potential losses.

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First Quarter 2026

In first quarter 2026, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.26 percent and aggregate net income of $80.5 billion, an increase of $2.8 billion (3.6 percent) from the prior quarter. The banking industry continued to maintain strong capital and liquidity levels, which support lending and protect against potential losses. 

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Past Quarterly Banking Profiles

Find past Quarterly Banking Profiles dating back to March 31, 1986.

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Additional Resources

Find tools and data to explore trends in the banking industry, compare financial performance across institutions and states, and view charts and graphs from current and past QBPs. These resources help you dig deeper into the data behind the Quarterly Banking Profile.

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Last Updated: August 25, 2026